1. Agreement to Terms

Welcome to GiveOrLose. By accessing or using our platform, you agree to be bound by these Terms of Service. If you disagree with any part of these terms, you may not access or use our platform.

These Terms constitute a legally binding agreement between you and GiveOrLose regarding your access to and use of the platform.

2. User Registration

To access certain features of the platform, you must register for an account. You agree to:

• Provide accurate, current, and complete information
• Maintain and update your information
• Keep your password secure and confidential
• Accept responsibility for all activities under your account

You must be at least 13 years old to create an account. If you are under 18, you represent that you have your parent or guardian's permission to use the platform.

2.1 Username Policy

When choosing a username, you agree to select one that:

• Does not impersonate another person or entity
• Does not infringe on any trademark, brand name, or protected term
• Does not contain offensive, inappropriate, or misleading content
• Does not attempt to confuse or deceive other users

GiveOrLose reserves the right to reject, reclaim, or change any username for any reason at our sole discretion. This includes, but is not limited to, usernames that violate our policies, mimic administrative accounts, could cause confusion, or otherwise pose a risk to our platform or community.

If we determine that your username violates our policies, we may change it without prior notice or, in some cases, suspend or terminate your account. We maintain a list of reserved usernames that are not available for general registration.

3. Content Contributions

Our platform operates on a "give to receive" model. Users must contribute content to maintain access to the platform's features.

3.1 Contribution Requirements

• Content must be original or properly attributed
• Contributions must provide value to the community
• Content must meet our quality standards
• Submissions must not violate any third-party rights

3.2 Review Process

All contributions undergo review before publication. We reserve the right to reject or remove content that doesn't meet our standards.

4. Points System

Our platform uses a points system to determine access levels and privileges.

4.1 Earning Points

• Articles: 50-100 points
• Resources: 30-60 points
• Insights: 20-40 points
• Tips: 10-20 points
• Upvotes: 2 points each

4.2 Point Expiration

Points may expire if your account becomes inactive. Regular contribution is required to maintain access levels.

5. User Conduct

You agree not to:

• Use the platform for any illegal purpose
• Harass, abuse, or harm other users
• Post false, misleading, or deceptive content
• Attempt to manipulate the points system
• Create multiple accounts or share accounts
• Impersonate others or misrepresent your affiliation
• Circumvent platform restrictions

6. Content Guidelines

All content must:

• Be accurate and factual
• Respect intellectual property rights
• Not contain harmful or malicious code
• Not promote hate speech or discrimination
• Not contain adult or explicit material
• Not include spam or excessive self-promotion

7. Intellectual Property Rights

By submitting content, you grant GiveOrLose a worldwide, non-exclusive, royalty-free license to use, reproduce, modify, adapt, publish, translate, and distribute your content.

You retain all ownership rights to your content and are responsible for protecting your intellectual property rights.

8. Account Termination

We may suspend or terminate your account for:

• Violating these Terms of Service
• Extended periods of inactivity
• Creating multiple accounts
• Abusive behavior
• Fraudulent activity

You may delete your account at any time through your account settings.

9. Limitation of Liability

GiveOrLose is provided "as is" without warranties of any kind. We are not responsible for:

• Content accuracy or reliability
• User-generated content
• Service interruptions
• Data loss or security breaches
• Third-party links or content

10. Disputes

Any disputes shall be resolved through arbitration in accordance with the laws of [Jurisdiction]. You agree to resolve disputes individually and waive any right to participate in class actions.

11. Changes to Terms

We reserve the right to modify these terms at any time. We will notify users of significant changes via email or platform notification. Continued use of the platform after changes constitutes acceptance of the new terms.

12. Contact Information

For questions about these Terms, please contact us at:

• Email: Click to reveal email address
• Address: [Your Business Address]